Cambridge Advisors In The News

Advisors in the News!

Awards & Recognition
Money Makeovers
Profiles & Feature Articles
Quotes

Awards & Recognition
09/01/2002	Six Cambridge Advisors named to Mutual Funds Magazine 100 Great Planner list for 2002. Congratulations to Judy Stewart (Carlsbad, CA), Susan Strasbaugh (Colorado Springs, CO), Jo Anne Paynter (Hilliard, OH), Donna Skeels Cygan (Albuquerque, NM), Jill Gianola (Worthington, OH) and Bert Whitehead (Franklin, MI)
05/18/2002	Cambridge founder Bert Whitehead receives Lifetime Achievement Award from the National Association of Personal Financial Advisors in recognition of his outstanding contributions to advancing the mission of fee-only financial planning.
07/01/2002	Congratulations, Bert Whitehead! Once again Bert has been selected by Worth Magazine as one of the best financial advisors in the country. Bert has received this honor every year since 1994.
09/01/2001	Five Cambridge Advisors named to Mutual Funds Magazine list of 100 Great Planners. Congratulations to Jill Gianola (Worthington, OH), Donna Skeels Cygan (Albuquerque, NM), Jo Anne Paynter (Hilliard, OH), Bert Whitehead (Franklin, MI) and Kathleen Rehl (Lutz, FL)
10/11/2003	Columbus, Ohio-based Jill Gianola is one of three advisors interviewed for the article Flying High in Stormy Weather in this month's issue of Financial Advisor. Her firm was recognized for its explosive growth despite the sagging economony and stock market woes.
December 2002	Congratulations to Chris Currin, recognized by D Magazine as one of the Best Financial Planners in Dallas 2002.	View Story
08/01/2003	Congratulations to Tucson, AZ Cambridge Advisor Mark Stempel, selected as one of The World's Greatest Business Mentors by Mission Publishing. Mark is one of only 50 chosen to receive this designation from over 2000 nominees. You can see for yourself why Mark was selected when you read the chapter in the book The World's Greatest Business Mentors, to be released in January 2004.	View Story

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Money Makeovers

09/01/2000 Karin McKerahan does a Reality Check for MoneyCentral View Story

02/01/2001 Ken Robinson answers the question "Can we really buy our own home?" on MSN Money Central View Story

06/01/2001 Ken Robinson helps plot strategy at the Big 4-Oh on MSN Money Central View Story

08/15/2002 Did they follow Ken Robinson's advice? Money Central follows up. View Story

11/10/2002 What do you do when your dreams - and your dream home - collapse? Money Central asks Ken Robinson. View Story

11/09/2001 Karin McKerahan performs a money makeover for the Los Angeles Times View Story

07/28/2003 Rochester Hills, Michigan Cambridge Advisor Doug Degain, CFP helps a young couple get the right start on their financial future in this Money Makeover in the Money & Life section of The Detroit News. View Story

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Profiles & Feature Articles

08/01/2002 Michigan advisor W. Tedd Oyler is authoring a series of articles on financial planning topics for the Saugatuck Local Observer. Tedd's column will include articles on "Do You Have the Right Financial Advisor?", "Do I Need a Will?", "Real Estate as an Investment", "Taxes", "Goal Setting" and more.

5/2/02 Atlanta advisor Robert Hockett receives high marks from his client, Dewayne Seagraves, in an interview with The Washington Post reporter Dori R. Perrucci ("Unsteady Golden Years Ahead?" Sunday, May 5, 2002). "I really trust Robert to look after my best interests", Seagraves said. Seagraves hired Hockett after Robert explained in clear terms the fees and commissions Seagraves was paying his broker - something his broker had not been willing to do. Now Seagraves knows exactly what he pays - one annual retainer fee for as much advice as he requires. "I know that if an issue comes up that needs more time, Robert will give it without having to look at the clock," Seagraves was quoted to say. At another place in the article, Seagraves credits Hockett's asset allocation strategy with putting him ahead $160,000 over his previous advisor.

Feb 12, 2003 Bert Whitehead interviewed about why smart people do stupid things with money on Bloomberg Business News Radio's "The Money Show" with June Grasso and Charlie Pennett. Check back soon to listen to a recording of this interview.

06/30/2003 Ross Schmidt of Oakland, CA and Cambridge founder Bert Whitehead of Franklin, MI offered college funding advice to Bloomberg News columnist John F. Wasik. For the article "Put Kids to Work for College Funds, Save on Taxes", Ross and Bert both illustrated the benefits of hiring your children and other creative strategies. "The idea is to shift income and assets to the child as much as possible before (the parents') taxable income or tax deferred income is used," said Schmidt. "College funding is more a process than an event...It should be reviewed every year based on changes in need, costs, tax code and number of children."

05/01/02 The importance of financial advisors having their own financial advisor is stressed by Cambridge founder Bert Whitehead when interviewed by David Drucker for MorningstarAdvisor.com. Bert has long been an outspoken proponent of this practice and points to it as a hallmark of professionalism. The benefits become clear as Drucker goes on to interview several Cambridge advisors from around the country about how having their own advisor has changed their lives. View Story

08/01/2000 Bert Whitehead profiled in Investment Advisor Magazine View Story

05/15/2002 Greg Fenton profiled in Morningstar Advisor View Story

11/27/2002 Tucson, Arizona advisor Sheryl Clark shares her personal journey toward balance in "From Tragedy to Triumph" on MorningstarAdvisor.com View Story

11/13/2002 Rebecca Preston (Providence, RI) and Bill Starnes (Newark, DE) talk with Dave Drucker on MorningstarAdvisor.com about the experience they draw from as successful advisors . View Story

02/16/2003 Bert Whitehead and financial dysfunction are the subject of Ann Perry's Personal Finance column in the San Diego Union-Tribune. View Story

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Quotes

05/07/2002 Karen Folk quoted in the Wall St. Journal's article "Like Low Inflation? Not if You Own a Certain Savings Bond"

01/06/2002 "Waiting for the market to go up before you buy is like waiting until the price of gas returns to $1.50 a gallon to fill your tank" says Cleveland-area advisor Ken Robinson in the Cleveland Plain Dealer.

09/04/2002 Dow Jones gets advice from three Cambridge advisors - Jackie Kleinman (San Francisco, CA), Jill Gianola (Columbus, Ohio), and Ken Robinson for its Getting Personal column "To-Do Financial List Before You Remarry".

11/1/2002 Susan Strasbaugh is the featured expert on retirement withdrawals in Mutual Funds magazine. When asked if an early retiree can withdraw more than the $17,000 annuitized payout from her IRA to cover her $42,000 annual living expenses, Susan points out that she can withdraw any amount she wants if she's willing to pay the 10% penalty, but that the penalty could be the least of her problems. If there is no other source of income expected, "you're going to run out of money pretty quickly", so lifestyle expectations might need to be adusted.

02/2003 "The biggest thing is peace of mind." says Bill Herman, client of Plantation, Florida Cambridge advisor Elizabeth Barrett. Bill was interviewed in the February 2003 issue of Smart Money (p78). "Had I hired her two years ago, I would have saved thousands of dollars," he adds.

Feb 2003 Cape Cod advisor Greg Fenton talks about how the Alliance of Cambridge Advisors helps him stay connected with his peers while living and working in a summer-destination area. "We are always on the phone with each other comparing notes about the growth of our practices, the tools we use in our businesses, and client issues," he tells David Drucker in the February 2003 Financial Planning article "Remote Control" (p62-3).

Jan 2003 Susan Strasbaugh talks about the satisfaction she feels in making a "genuine difference in clients' lives" in the January 2003 issue of Financial Planning ("Reach Lower", by Ed McCarthy, pp78-81, 103). The article quotes several financial advisors serving the middle income individuals and families traditionally shunned by financial advisors. Strasbaugh also recognizes the role that the Alliance of Cambridge Advisors has played in her success. "Cambridge had the systems in place, which saved me from having to recreate the wheel," she is quoted to say. "My business was profitable six months after I started, which I would have never done on my own."

Nov 2002 Maynard, MA Cambridge advisor Pat Konetzny made the grade in this month's edition of Kiplingers. In "Tune Up Your Finances", Pat's Money Makeovers were identified as one way consumers can receive quality financial advice for less than $1,000.

April 2003 Three Cambridge Advisors are quoted in Dave Drucker's "Converting to Fees" article in the April 2003 edition of the Financial Advisor (pp.71-72). The philosophy of Shell Beach, CA advisor, Judi Martindale , is "When you believe in what you're doing and you have the practical skills to make the change, everything will fall into place." Referring to her transition to fee-only Linda Yows Leitz of Colorado Springs, CO state: "clients...now receive more service directly from our firm and pay less than they previously did." Ted Roman from San Diego, CA praises fee-only and mentions the Alliance of Cambridge Advisors. He points out, "I can call other members and ask for advice...we're spread out geographically and no one is in competition with anyone else."

05/11/2003 Mike Lynch (Roseville, CA) was one of three advisors interviewed by Jonathan Clements in his article "How Would You Like to Pay for This?" Mike points out that while paying an annual retainer may initially appear expensive, his fee is easily offset by lower tax bills, investment costs, mortgage rates, insurance premiums and legal fees.

08/05/2003 Les Merrithew is one of two financial advisors quoted in the San Diego Union-Tribune's Personal Finance Article New tax law offers little in long-term relief by Ann Perry. "They're taxes on a yo-yo," says Les, referring to the temporary nature of many of the changes. Of two of the changes discussed in the article - marriage penalty relief and Alternative Minimum Tax relief - Les says he is seeing little impact on his clients.

08/03/2003 Rod Wade, EA, CFP, MST, of Campbell, California, is quoted in the San Francisco Chronicle regarding stock option strategies under the new tax law.

02/02/2004 In Don't Lose It: 7 Tips , Newark, DE advisor Bill Starnes offers a strategy for maximizing retirement savings. Taking out a percentage of income automatically, whether through payroll deductions or automatic bank transfers creates what Starnes terms "artificial scarcity", forcing a person to adjust his or her spending to within the new limits and ensuring that the extra income remains untouched." size=50>

3/27/02 Susan Strasbaugh talks with David Drucker on MorningstarAdvisor.com about the benefits of Quicken for her clients and her practice. View Story

11/2002 William Starnes speaks out about Variable Universal Life policies in Bloomberg Wealth Manager. View Story

11/17/2002 Ed Fulbright in the Raleigh-Durham News & Observer article "The Value of Advice". View Story

12/-1/2002 Bert Whitehead discusses the issue of deprivation anxiety with New York Time reporter Ellyn Spragins in Taking Comfort in a New Frugality View Story

Feb 2003 Linda Yows Leitz of Pinnacle Financial Concepts in Colorado Springs interviewed in Financial Advisor for their article on long-term care insurance. Linda notes the growing public awareness of long-term care insurance. "My rule of thumb is, if the client is under 50, bring it up and say that we want to address it when they're over 50." For clients inquiring about LTC coverage for aging parents, Linda discusses the strategy of sharing the cost among multiple siblings. View Story

August 2003 San Diego-area Cambridge Advisors Les Merrithew puts his clients' needs first when selecting mutual funds. He is one of three advisors profiled in this article by David Drucker, which explores how independent advisors choose from such a large universe of funds. View Story

04/15/2002 Ken Robinson on 457 plans in Kiplinger Personal Finance. View Story

Top

Money Makeovers
09/01/2000	Karin McKerahan does a Reality Check for MoneyCentral	View Story
02/01/2001	Ken Robinson answers the question "Can we really buy our own home?" on MSN Money Central	View Story
06/01/2001	Ken Robinson helps plot strategy at the Big 4-Oh on MSN Money Central	View Story
08/15/2002	Did they follow Ken Robinson's advice? Money Central follows up.	View Story
11/10/2002	What do you do when your dreams - and your dream home - collapse? Money Central asks Ken Robinson.	View Story
11/09/2001	Karin McKerahan performs a money makeover for the Los Angeles Times	View Story
07/28/2003	Rochester Hills, Michigan Cambridge Advisor Doug Degain, CFP helps a young couple get the right start on their financial future in this Money Makeover in the Money & Life section of The Detroit News.	View Story

Profiles & Feature Articles
08/01/2002	Michigan advisor W. Tedd Oyler is authoring a series of articles on financial planning topics for the Saugatuck Local Observer. Tedd's column will include articles on "Do You Have the Right Financial Advisor?", "Do I Need a Will?", "Real Estate as an Investment", "Taxes", "Goal Setting" and more.
5/2/02	Atlanta advisor Robert Hockett receives high marks from his client, Dewayne Seagraves, in an interview with The Washington Post reporter Dori R. Perrucci ("Unsteady Golden Years Ahead?" Sunday, May 5, 2002). "I really trust Robert to look after my best interests", Seagraves said. Seagraves hired Hockett after Robert explained in clear terms the fees and commissions Seagraves was paying his broker - something his broker had not been willing to do. Now Seagraves knows exactly what he pays - one annual retainer fee for as much advice as he requires. "I know that if an issue comes up that needs more time, Robert will give it without having to look at the clock," Seagraves was quoted to say. At another place in the article, Seagraves credits Hockett's asset allocation strategy with putting him ahead $160,000 over his previous advisor.
Feb 12, 2003	Bert Whitehead interviewed about why smart people do stupid things with money on Bloomberg Business News Radio's "The Money Show" with June Grasso and Charlie Pennett. Check back soon to listen to a recording of this interview.
06/30/2003	Ross Schmidt of Oakland, CA and Cambridge founder Bert Whitehead of Franklin, MI offered college funding advice to Bloomberg News columnist John F. Wasik. For the article "Put Kids to Work for College Funds, Save on Taxes", Ross and Bert both illustrated the benefits of hiring your children and other creative strategies. "The idea is to shift income and assets to the child as much as possible before (the parents') taxable income or tax deferred income is used," said Schmidt. "College funding is more a process than an event...It should be reviewed every year based on changes in need, costs, tax code and number of children."
05/01/02	The importance of financial advisors having their own financial advisor is stressed by Cambridge founder Bert Whitehead when interviewed by David Drucker for MorningstarAdvisor.com. Bert has long been an outspoken proponent of this practice and points to it as a hallmark of professionalism. The benefits become clear as Drucker goes on to interview several Cambridge advisors from around the country about how having their own advisor has changed their lives.	View Story
08/01/2000	Bert Whitehead profiled in Investment Advisor Magazine	View Story
05/15/2002	Greg Fenton profiled in Morningstar Advisor	View Story
11/27/2002	Tucson, Arizona advisor Sheryl Clark shares her personal journey toward balance in "From Tragedy to Triumph" on MorningstarAdvisor.com	View Story
11/13/2002	Rebecca Preston (Providence, RI) and Bill Starnes (Newark, DE) talk with Dave Drucker on MorningstarAdvisor.com about the experience they draw from as successful advisors .	View Story
02/16/2003	Bert Whitehead and financial dysfunction are the subject of Ann Perry's Personal Finance column in the San Diego Union-Tribune.	View Story

Quotes
05/07/2002	Karen Folk quoted in the Wall St. Journal's article "Like Low Inflation? Not if You Own a Certain Savings Bond"
01/06/2002	"Waiting for the market to go up before you buy is like waiting until the price of gas returns to $1.50 a gallon to fill your tank" says Cleveland-area advisor Ken Robinson in the Cleveland Plain Dealer.
09/04/2002	Dow Jones gets advice from three Cambridge advisors - Jackie Kleinman (San Francisco, CA), Jill Gianola (Columbus, Ohio), and Ken Robinson for its Getting Personal column "To-Do Financial List Before You Remarry".
11/1/2002	Susan Strasbaugh is the featured expert on retirement withdrawals in Mutual Funds magazine. When asked if an early retiree can withdraw more than the $17,000 annuitized payout from her IRA to cover her $42,000 annual living expenses, Susan points out that she can withdraw any amount she wants if she's willing to pay the 10% penalty, but that the penalty could be the least of her problems. If there is no other source of income expected, "you're going to run out of money pretty quickly", so lifestyle expectations might need to be adusted.
02/2003	"The biggest thing is peace of mind." says Bill Herman, client of Plantation, Florida Cambridge advisor Elizabeth Barrett. Bill was interviewed in the February 2003 issue of Smart Money (p78). "Had I hired her two years ago, I would have saved thousands of dollars," he adds.
Feb 2003	Cape Cod advisor Greg Fenton talks about how the Alliance of Cambridge Advisors helps him stay connected with his peers while living and working in a summer-destination area. "We are always on the phone with each other comparing notes about the growth of our practices, the tools we use in our businesses, and client issues," he tells David Drucker in the February 2003 Financial Planning article "Remote Control" (p62-3).
Jan 2003	Susan Strasbaugh talks about the satisfaction she feels in making a "genuine difference in clients' lives" in the January 2003 issue of Financial Planning ("Reach Lower", by Ed McCarthy, pp78-81, 103). The article quotes several financial advisors serving the middle income individuals and families traditionally shunned by financial advisors. Strasbaugh also recognizes the role that the Alliance of Cambridge Advisors has played in her success. "Cambridge had the systems in place, which saved me from having to recreate the wheel," she is quoted to say. "My business was profitable six months after I started, which I would have never done on my own."
Nov 2002	Maynard, MA Cambridge advisor Pat Konetzny made the grade in this month's edition of Kiplingers. In "Tune Up Your Finances", Pat's Money Makeovers were identified as one way consumers can receive quality financial advice for less than $1,000.
April 2003	Three Cambridge Advisors are quoted in Dave Drucker's "Converting to Fees" article in the April 2003 edition of the Financial Advisor (pp.71-72). The philosophy of Shell Beach, CA advisor, Judi Martindale , is "When you believe in what you're doing and you have the practical skills to make the change, everything will fall into place." Referring to her transition to fee-only Linda Yows Leitz of Colorado Springs, CO state: "clients...now receive more service directly from our firm and pay less than they previously did." Ted Roman from San Diego, CA praises fee-only and mentions the Alliance of Cambridge Advisors. He points out, "I can call other members and ask for advice...we're spread out geographically and no one is in competition with anyone else."
05/11/2003	Mike Lynch (Roseville, CA) was one of three advisors interviewed by Jonathan Clements in his article "How Would You Like to Pay for This?" Mike points out that while paying an annual retainer may initially appear expensive, his fee is easily offset by lower tax bills, investment costs, mortgage rates, insurance premiums and legal fees.
08/05/2003	Les Merrithew is one of two financial advisors quoted in the San Diego Union-Tribune's Personal Finance Article New tax law offers little in long-term relief by Ann Perry. "They're taxes on a yo-yo," says Les, referring to the temporary nature of many of the changes. Of two of the changes discussed in the article - marriage penalty relief and Alternative Minimum Tax relief - Les says he is seeing little impact on his clients.
08/03/2003	Rod Wade, EA, CFP, MST, of Campbell, California, is quoted in the San Francisco Chronicle regarding stock option strategies under the new tax law.
02/02/2004	In Don't Lose It: 7 Tips , Newark, DE advisor Bill Starnes offers a strategy for maximizing retirement savings. Taking out a percentage of income automatically, whether through payroll deductions or automatic bank transfers creates what Starnes terms "artificial scarcity", forcing a person to adjust his or her spending to within the new limits and ensuring that the extra income remains untouched." size=50>
3/27/02	Susan Strasbaugh talks with David Drucker on MorningstarAdvisor.com about the benefits of Quicken for her clients and her practice.	View Story
11/2002	William Starnes speaks out about Variable Universal Life policies in Bloomberg Wealth Manager.	View Story
11/17/2002	Ed Fulbright in the Raleigh-Durham News & Observer article "The Value of Advice".	View Story
12/-1/2002	Bert Whitehead discusses the issue of deprivation anxiety with New York Time reporter Ellyn Spragins in Taking Comfort in a New Frugality	View Story
Feb 2003	Linda Yows Leitz of Pinnacle Financial Concepts in Colorado Springs interviewed in Financial Advisor for their article on long-term care insurance. Linda notes the growing public awareness of long-term care insurance. "My rule of thumb is, if the client is under 50, bring it up and say that we want to address it when they're over 50." For clients inquiring about LTC coverage for aging parents, Linda discusses the strategy of sharing the cost among multiple siblings.	View Story
August 2003	San Diego-area Cambridge Advisors Les Merrithew puts his clients' needs first when selecting mutual funds. He is one of three advisors profiled in this article by David Drucker, which explores how independent advisors choose from such a large universe of funds.	View Story
04/15/2002	Ken Robinson on 457 plans in Kiplinger Personal Finance.	View Story